Non-custodial, same-day first trade

Buy XRP at the live price, delivered to your own wallet

Buy XRP online in minutes, in the app, or in person at a branch. Live market price, delivered to a wallet you control.

100K+ customers$3B+ settled since 2018Regulated in multiple jurisdictions

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XRP price today

The market, as it moves

Every figure below is the live Coin Nerds market feed, the same rate the widget quotes. Watch the chart draw itself while you read, and see exactly what a given amount buys this second.

XRP price, live

—USD

24h change24h openSince you opened——0s

Drawing from the live market as ticks arrive

Session high —, low —, 0 live ticks连接中…

What your money buys right now

$100.00—
$500.00—
$1,000—
$5,000—

Live figures at the market rate this second. What you see is what lands in your wallet.

Enter your own amount

Three ways to buy XRP

Online, in the app, or across a branch counter

Online, in minutes

Enter the amount in the widget above, pay with any of 100+ methods, and your XRP lands in your wallet within minutes of the payment clearing.

Buy XRP now

In the Coin Nerds app

The same live price and the same non-custodial delivery, on your phone. Buy XRP, watch the price, and take delivery to the wallet you choose.

In person, near you

Bring your ID and your wallet, pay in cash or by card or transfer, and leave with the coins already in your wallet. Branches set their own hours; call for hours.

Buy XRP in Mississauga
Buy XRP in Salt Lake City
Buy XRP in Lahore
Every other major city: agents worldwide, arranged over chat or by phone.

How it works

Three steps to XRP in your wallet

1
Open your account
Sign up and verify your identity. Same-day signup to first trade is standard.
2
Enter the amount, see exactly what you get
What you pay and what lands, side by side, at the live rate. Nothing moves until you confirm.
3
Pay, then check your wallet
Pay with any of 100+ methods, or cash at a branch. Coins arrive within minutes of the payment clearing.

Why buy XRP here

Your coins, your keys, and a person who answers

Customers have bought crypto from Coin Nerds, and sold it back to us, since 2018, online and across the counter, and we have never held a customer's coins.

Delivered to your wallet: Every XRP purchase goes to the wallet address you provide, within minutes of your payment clearing. There is no exchange balance to be frozen or lost.
The live market rate: You see what you pay and what you receive before you confirm. The number you see is the number that lands.
100+ payment methods: Local bank transfers, cards, wallets, and cash, including SEPA, JazzCash, WeChat Pay, Zelle, Interac e-Transfer, PayPal, and Cash in Person.
Regulated in multiple jurisdictions: A registered money services business, $3B+ settled since 2018, 100K+ customers. Every registration is public on our licenses page.
Real people, 24/7: On chat (WhatsApp, Telegram, Signal, WeChat) or by email any hour, and by phone or across the counter during branch hours.
Any size: From a first small order in the widget to $50,000+ blocks at one locked price through the OTC desk.

About XRP

What XRP is, and why people buy it

XRP is the native asset of the XRP Ledger, a public blockchain launched in 2012 and built for moving value quickly and cheaply. Transactions settle in a few seconds for a fraction of a cent, which is why the ledger has long been positioned for payments and cross-border settlement, and why banks and payment companies have experimented with it. Ripple, the company most associated with XRP, is one of the ledger's largest holders and contributors, but the ledger itself is run by an independent network of validators.

People buy XRP for its role in payments and settlement, as a long-standing large-cap crypto asset, and to use the XRP Ledger's built-in features such as its decentralized exchange and token issuance. Because the whole supply was created at launch, there is no mining and no new issuance.

Buy XRP from Coin Nerds, or sell it to us, online and across branch counters. Every purchase settles at the live market rate on this page and is delivered to your own XRP Ledger wallet within minutes of your payment clearing.

How to store XRP

XRP is delivered to any XRP Ledger wallet you control: a hardware wallet such as a Ledger, or a mobile wallet such as Xaman. A brand-new wallet needs the ledger's small base reserve (currently 1 XRP) before it holds a balance, so your first purchase should cover that. If your wallet gives you a destination tag, include it when you order. Write down the recovery phrase and keep it offline. A real person is on chat if you have questions before your first order.

Ticker: XRP. One XRP divides into 1,000,000 drops.
Launched: 2012, by Jed McCaleb, Chris Larsen, and Arthur Britto; Ripple was founded the same year to build on the ledger.
Supply: 100 billion XRP created at launch, fixed. A large portion is held in escrow by Ripple and released on a published schedule; there is no mining.
Consensus: The XRP Ledger Consensus Protocol: validators agree on transactions every few seconds without mining or staking, keeping fees at a fraction of a cent.
Account reserve: An XRP Ledger wallet must hold a small base reserve of XRP (currently 1 XRP) before it can hold a balance, so first-time buyers should buy at least a little more than that.
Custody: You hold XRP with a private key. Coin Nerds delivers to the wallet address you provide, so the keys are yours from the first minute.

Protocol facts are public and current as of August 18, 2026. Prices on this page are the live Coin Nerds market feed.

Questions people ask

Buying XRP, answered

Anything not covered here, a real person is on chat 24/7.

Chat with a human, 24/7

How do I buy XRP with Coin Nerds?

Three ways. Online: open an account, verify, enter the amount in the widget on this page, pay with any of 100+ methods, and the XRP lands in your wallet within minutes of the payment clearing. In the app: the same flow on your phone. In person: walk into a Coin Nerds branch with your ID and your wallet, pay in cash or by card or transfer, and leave with the coins already in your wallet.

Can I buy XRP with cash, near me?

Yes. Buy XRP with cash across the counter at any Coin Nerds branch, or through our agents in every major city worldwide, any amount, arranged over chat or by phone.

Do I need my own wallet to buy XRP?

Yes, and that is the point. Coin Nerds is non-custodial: your XRP is delivered to a wallet whose keys you hold, not to an exchange balance. If you do not have one yet, a real person is on chat to answer questions before your first order.

How much XRP can I buy, and how fast does it arrive?

Any fraction of a coin. Small orders go through the widget or the app at the live rate and arrive in your wallet within minutes of your payment clearing; orders of $50,000 or more go through the OTC desk for one locked price and a dedicated account manager. Same-day signup to first trade is standard.

Is it safe to buy XRP through Coin Nerds?

Coin Nerds, Inc. is a registered money services business regulated in multiple jurisdictions, with $3B+ settled since 2018 and 100K+ customers. Because purchases are delivered to your own wallet, there is no exchange balance to be frozen or lost. Every registration is published on our licenses page.

What is the XRP price today?

The live XRP price is in the widget and in the market panel on this page, quoted from the live market in USD with CAD and other currencies alongside. The amount you see when you confirm is the amount that lands in your wallet.

Why does my new XRP wallet need a reserve?

The XRP Ledger requires every account to hold a small base reserve of XRP (currently 1 XRP) to exist on the ledger; it discourages spam and cannot be spent while the account is open. Buy at least a little more than the reserve on your first order and the rest is yours to use.

What is a destination tag, and do I need one?

A number some wallets and exchanges use to route XRP to the right sub-account. If your wallet shows one, include it when you order. If you are using your own self-custody wallet, you usually will not need one.

Is XRP the same as Ripple?

No. XRP is the asset on the public XRP Ledger; Ripple is a company that builds on that ledger and holds a large amount of XRP. Buying XRP does not mean buying shares in Ripple.

How to buy XRP online, in the app, or in person

To buy XRP online, open a Coin Nerds account and verify your identity, which takes the same day. Enter the amount you want to spend in the widget, choose from 100+ payment methods including SEPA, JazzCash, WeChat Pay, Zelle, Interac e-Transfer, PayPal, and Cash in Person, and confirm. Your XRP is delivered to the wallet address you provide within minutes of the payment clearing, at the live market rate you saw when you confirmed. The Coin Nerds app runs the same flow on your phone. To buy XRP in person, visit any Coin Nerds branch with government-issued ID and the wallet you want the coins delivered to, pay in cash or by card or transfer, and leave with the coins already in your wallet. Branches set their own hours, so call for hours. In every other major city, our agents arrange in-person cash purchases over chat or by phone.

Buy XRP near you

Coin Nerds runs branches around the world, including Mississauga (Ontario, Canada), Salt Lake City (Utah, United States), Lahore (Pakistan), and each has its own page with the address and how to reach it. If you searched for a way to buy XRP with cash near you, a branch or an agent is the answer: the price is the live market rate, the coins go to your own wallet, and a person is across the counter the whole time.

Buying XRP with a bank transfer, a card, a wallet, or cash

Coin Nerds supports 100+ payment methods across regions, so you pay the way you already pay wherever you are: local bank transfers such as SEPA, JazzCash, PayPal, and Cash in Person, debit and credit cards, wallets, and cash at a branch or through an agent. Whatever the method, the quote is the live market rate and the amount you see is the amount of XRP that lands.

A regulated place to buy XRP

Coin Nerds, Inc. is a registered money services business regulated in multiple jurisdictions, founded in 2018, with $3B+ settled and 100K+ customers. Every registration is published on the licenses page. Because every purchase is delivered to a wallet you control, buying XRP here never means trusting an exchange with your coins. Real human support is available 24/7, 365 days a year on chat and email, and by phone during branch hours.

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