Get paid from anywhere, pay out everywhere
One gateway for money in and money out. Collect from customers in 3,000+ crypto assets or over 100+ local payment methods, then pay suppliers, contractors, and remote staff over the local rail on their side, in the country they are in. Settle in crypto or fiat, your call.
Money in
- A customer in Germany pays an invoice by SEPA
- A customer in Toronto pays by Interac e-Transfer
- A customer anywhere pays in USDC
One balance, settled in crypto or fiat
Money out
- A contractor in Lahore is paid by JazzCash
- A supplier is paid by wire
- Remote staff are paid in USDC to their own wallets
Illustrative. Every leg is a live rail: local payment methods, wire, EFT/ACH, cash through branches and agents, and crypto.
Who uses it
Any online business with customers or counterparties in more than one country
The rail is local on each end. The gateway is what connects them, so a business can sell to the whole world and pay the people it owes without a different provider for every country.
- Ecommerce and marketplaces
- Collect from customers in their local payment method or in crypto, and pay sellers and suppliers out of the same balance.
- Subscription and software companies
- Recurring collections from customers anywhere, settled in crypto or fiat on your schedule.
- Agencies and distributed teams
- Pay contractors and remote staff in the currency and country they are in, from one payout instruction.
- Importers and exporters
- Pay overseas suppliers over the rail they already use, and collect from buyers abroad without opening a local bank account.
- Companies holding crypto
- Accept it, pay with it, or convert it toward your bank, without touching a trading screen.
Card gateway or ours
Most gateways solve half the problem
Getting paid is half of it. Paying the people and companies you owe is the other half, and it is usually left to bank portals, spreadsheets, and a different provider per country.
A card-only gateway
- Directions
- Money in only
- Rails
- Cards
- Who can pay you
- Cardholders a network lets through
- Chargebacks
- A fee whether you win or lose
- Paying people abroad
- A different provider for every country
Coin Nerds gateway
- Directions
- Money in and money out, from one balance
- Rails
- 100+ local payment methods, cash, and 3,000+ crypto assets
- Who can pay you
- Anyone with a local payment method or a wallet
- Chargebacks
- None on crypto: settlement is final
- Paying people abroad
- The local rail on their side, from the same balance
What you get
Local rails on both ends, one integration in the middle
Your customer pays the way they already pay. Your counterparty is paid the way they already get paid. You see one balance and one ledger.
- Money in and money out
- Collect payments and send payouts from the same integration and the same balance. One gateway, both directions.
- Local rails on both ends
- SEPA, JazzCash, WeChat Pay, Zelle, Interac e-Transfer, PayPal, and Cash in Person: 100+ rails across regions, plus wire, EFT/ACH, cash through branches and agents, and crypto anywhere.
- 3,000+ crypto assets
- Accept Bitcoin, Ethereum, stablecoins, and thousands of other assets from customers in any country, and pay out in crypto to any wallet, delivered within minutes of clearing.
- Settle in crypto or fiat
- Keep what you receive in crypto, or have it converted and settled toward your bank. Fund payouts from either side.
- No chargebacks on crypto
- Crypto settlement is final. Disputes, clawbacks, and chargeback fees stop being a line item on the crypto side of your books.
- API and hosted checkout
- Integrate collections and payouts under your own control, or drop in the hosted checkout to start receiving sooner.
- Screening on a regulated business
- Monitoring runs on the same registered money services business behind our own exchange, with real people on chat 24/7 when a payment needs one.
How it works
Three steps from conversation to collections and payouts
- 1
Tell us about your business
What you sell or who you pay, where your customers and counterparties are, and your volumes. Our team scopes the rails that fit and walks you through onboarding.
- 2
Integrate your way
Connect the API for collections and payouts under your own control, or use the hosted checkout to start receiving sooner.
- 3
Receive and send
Customers pay in crypto or over their local rail. You settle in crypto or fiat and pay out over the local rail on the recipient's side, on your schedule.
The rest of the stack
Treasury, settlement, and the finance team's records
The gateway is one part of a business account: treasury conversions between crypto and fiat, direct-to-bank settlement, multi-user access, and confirmations your accountants will accept.
Crypto for businessLarge conversions
Convert what you collect at one locked price
When collections build up in crypto, blocks of $50,000 or more route to the OTC desk for a single locked price and settlement to your bank.
OTC for $50k+ blocksThe rail is local on each end. The gateway is what connects them.
One gateway for money in and money out
Most payment gateways only solve half of a business's problem: getting paid. The other half, paying the people and companies you owe, is left to bank portals, spreadsheets, and a different provider for every country. Coin Nerds runs both directions over one set of rails. Customers pay you in crypto or over whichever local rail they already use; you settle in crypto or fiat; and you pay suppliers, contractors, and remote staff out of the same balance over the local rail on their side. That last part is what changes the economics of cross-border work. A company in Canada can pay a contractor in Pakistan the way that contractor actually wants to be paid, in crypto to their own wallet within minutes of clearing or in cash through our branch or an agent in their city, without a correspondent-bank chain taking days and a cut. A merchant abroad can collect from Canadian customers by Interac e-Transfer, the rail those customers already use every day, without opening a Canadian bank account.
Why online businesses are adding crypto to their payments
Selling to the whole world on card rails means inheriting the whole world's card problems. Legitimate payments decline because a bank on another continent felt cautious. Every dispute costs you a fee whether you win it or not, and chargeback fraud quietly taxes everything you sell. Crypto payments delete those mechanics. Settlement is final, so the dispute-and-clawback cycle stops existing, and a customer in any country pays exactly the same way, with no card network deciding who gets through. Ecommerce stores, marketplaces, subscription services, and software companies all use it for the same reason: revenue that arrives fast and stays yours. And because the same balance funds your payouts, that revenue can go straight back out to the people who earned it.
Paying suppliers, contractors, and remote staff abroad
Payouts are where cross-border businesses lose the most time and money, because every country expects to be paid its own way. Coin Nerds treats that as the point rather than the problem. When you pay someone through the gateway, you choose the rail on their side: crypto to any wallet, delivered within minutes of clearing; Interac e-Transfer for a recipient in Canada; wire, EFT, or ACH for a bank account; a local payment method such as SEPA, JazzCash, PayPal, and Cash in Person; or cash through our branches and agents in every major city worldwide, in any amount, arranged by phone. For businesses that pay contractors, remote staff, or agency partners across borders, that means one balance and one integration for payments that span continents: fund it from your collections, from a bank transfer, or from crypto you already hold; send in bulk over the API or one at a time from your dashboard; and reconcile everything against a single ledger.
A gateway backed by a regulated money services business
Most crypto payment products are software companies that touch money. Coin Nerds is a registered money services business regulated in multiple jurisdictions that has settled $3B+ of its own volume since 2018. The gateway runs on that same infrastructure: the liquidity that converts customer payments, the screening that keeps bad funds out of both your collections and your payouts, and the human team that answers when something needs attention. Onboarding starts with a conversation, not a form that disappears into a queue. Tell us who pays you, who you pay, where everyone is, and what your volumes look like, and we walk you through integration and settlement until money in and money out are just two more things your business does without thinking about them.
Put our rails behind your payments
Tell us who pays you and who you pay, and a human walks you through onboarding, collections and payouts together.